Muinmos said today (Tuesday) that HACA Partners, a Luxembourg-based audit and consulting firm, has selected its automated screening and client lifecycle platform for KYC and anti-money-laundering checks. The deal takes the Danish regtech outside the brokers, crypto exchanges and investment firms that have supplied most of its publicly announced wins.HACA runs offices in Luxembourg, Paris, Casablanca and Dakar, and says it serves more than 500 clients doing business internationally. According to the announcement, the firm will use Muinmos to screen its own clients, its clients' clients, and the customers it handles through its outsourced regulatory compliance service. Neither side disclosed contract terms or a start date.A Vendor Built for Brokers Lands an AuditorMuinmos has spent the past two years selling into financial firms and crypto platforms. It signed FCA-regulated investment firm Diagram Capital in December 2024, partnered with crypto exchange XBO.com before that, and in 2025 took an equity stake in Africa Due Diligence, a UK company running checks across 54 African countries.An audit and consulting firm is a different kind of customer. HACA is not onboarding retail traders, it is verifying corporate clients and, in effect, reselling compliance capacity to firms that would rather outsource it.The company said its previous process leaned on manual work and individual analyst judgment, which it described as slow and prone to inconsistency.The Screening Market Is Crowded and Getting LouderRivals have been chasing the same budgets with similar pitches. Sumsub, which supplies identity verification to brokers including Tickmill from April 2025, bolted on Chainalysis transaction monitoring in 2024 and sells the combination as a single compliance dashboard.ComplyAdvantage, backed by Goldman Sachs, has pushed AI-based sanctions and adverse-media screening for years. Fenergo bought AML transaction-monitoring firm Sentinels to add machine-learning monitoring to its KYC stack.Muinmos is selling coverage depth and configurability, telling HACA it screens against more than 2,200 watchlists in over 200 jurisdictions and lets clients set their own risk thresholds. Cédric Leroy, Partner for Regulatory and Compliance at HACA, said in a statement that "the platform can be integrated via a single API into any existing system," which he called decisive for the firm's operating model.The Performance Claims Are Muinmos' OwnThe vendor said its screening agent cuts false positives by 76%, has delivered up to 96% faster onboarding, and has reduced onboarding-related costs by 32% across its client base. Muinmos has not published the methodology, the sample, or the baseline behind any of those figures, and none of them are independently verified.The coverage claim has also moved. When Muinmos announced the Diagram Capital deal in late 2024, it described screening against more than 1,400 databases. It now cites 2,200 watchlists, a different unit of measurement, with no reconciliation between the two.Muinmos founder and CEO Remonda Kirketerp-Møller has herself argued for caution on AI in compliance, telling Finance Magnates at London Summit 2025 that usability, accuracy and accountability are fundamental and that weak implementation can bring fines and reputational damage. On the HACA deal, she said the firm is "a trailblazing firm in a sector that is typically fairly conservative."Brussels Sets the Clock at July 2027The regulatory backdrop explains the buyer as much as the vendor does. The EU's Anti-Money Laundering Regulation applies directly across all 27 member states from July 10, 2027, replacing the patchwork of national transpositions, and auditors, accountants and other professional-services firms sit inside its scope of obliged entities.Supervisors are also getting sharper about what automated screening is expected to catch. Australia's AUSTRAC named AI-generated identities and fabricated documents as active laundering methods in May, and compliance panels at industry events have spent the past year debating how much of onboarding can safely be handed to machines.The EU's new anti-money-laundering authority, AMLA, has been operational in Frankfurt since July 2025 and begins directly supervising around 40 high-risk cross-border institutions in 2028. Fines under the regime reach 10% of annual turnover. This article was written by Damian Chmiel at www.financemagnates.com.

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