Institutional & Academic Models

Legendary ETF Portfolios

Explore, backtest, and clone world-famous investment strategies: from Ray Dalio's All-Weather to Warren Buffett's 90/10 and the timeless Classic 60/40. All calibrated with liquid European UCITS ETFs.

Compare Timeframe:
Comparing 3-Year cumulative performance across all 12 portfolios

USA All-Equity S&P 500

Bogleheads / US Classic Since 2010
--
3Y Return

100% S&P 500 ETF exposure in EUR. Access America's largest 500 companies with low-cost, pure equity exposure designed for long-term compound growth.

iShares Core S&P 500 UCITS ETF (Acc)
100%
TER
0.07%
Volatility
10.4%
Sharpe
1.4
Max DD
7.1%

Warren Buffett 90/10

Warren Buffett Since 2020
--
3Y Return

Warren Buffett's famous recommendation: 90% in a very low-cost S&P 500 index fund and 10% in short-term government bonds to cushion market downturns.

iShares Core S&P 500 UCITS ETF (Acc)
90%
Amundi Prime Euro Government Bonds 0-1Y UCITS ETF DR (C)
10%
TER
0.07%
Volatility
9.4%
Sharpe
0.76
Max DD
7.1%

Classic 60/40 Portfolio

Institutional Classic Since 2017
--
3Y Return

The cornerstone of modern asset allocation: 60% global equities for capital growth combined with 40% high-quality global bonds for income and stabilization.

iShares Core MSCI World UCITS ETF USD (Acc)
60%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
40%
TER
0.16%
Volatility
7.1%
Sharpe
0.42
Max DD
6.5%

Growth-Oriented 80/20

Vanguard LifeStrategy Since 2017
--
3Y Return

High-growth strategy for long-term accumulators: 80% global equities to maximize appreciation with a 20% aggregate bond allocation to reduce volatility.

iShares Core MSCI World UCITS ETF USD (Acc)
80%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
20%
TER
0.18%
Volatility
8.4%
Sharpe
0.9
Max DD
6.5%

Simple Path to Wealth

JL Collins Since 2012
--
3Y Return

Inspired by JL Collins' renowned methodology: 75% large-cap equity for compound accumulation and 25% broad aggregate bonds for steady wealth building.

iShares Core S&P 500 UCITS ETF (Acc)
75%
iShares US Aggregate Bond UCITS ETF (Dist)
25%
TER
0.11%
Volatility
9.2%
Sharpe
0.84
Max DD
7.1%

Bogleheads Three-Fund

John Bogle Since 2017
--
3Y Return

The ultimate lazy benchmark created by John Bogle: broad US equity, emerging markets tilt, and global investment-grade bonds in optimal proportions.

iShares Core S&P 500 UCITS ETF (Acc)
60%
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)
20%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
20%
TER
0.1%
Volatility
9.6%
Sharpe
1.03
Max DD
10.5%

Rick Ferri Core Four

Rick Ferri, CFA Since 2017
--
3Y Return

Expands the 3-fund framework by adding a dedicated 8% allocation to global real estate (REITs), giving inflation protection and valuable non-correlated cash flow.

iShares Core S&P 500 UCITS ETF (Acc)
48%
iShares Core MSCI World UCITS ETF USD (Acc)
24%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
20%
SPDR Dow Jones Global Real Estate UCITS ETF
8%
TER
0.13%
Volatility
8.8%
Sharpe
0.81
Max DD
7.5%

Ray Dalio All-Weather (EUR)

Ray Dalio (Bridgewater) Since 2019
--
3Y Return

The iconic risk-parity strategy adapted for EUR: designed to perform in any economic season (growth, recession, inflation, deflation) using equities, bonds, gold, and commodities.

Vanguard FTSE All-World UCITS ETF (USD) Accumulating
50%
Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C
15%
iShares Euro Government Bond 3-7yr UCITS ETF (Acc)
10%
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
10%
Invesco Physical Gold A
7.5%
iShares Diversified Commodity Swap UCITS ETF
7.5%
TER
0.17%
Volatility
8.1%
Sharpe
-1.23
Max DD
17.1%

Golden Butterfly (EU)

Tyler (Portfolio Charts) Since 2020
--
3Y Return

A resilient all-weather blend: equal 20% weights across all-world equity, small-cap value, long-term bonds, short-term bonds, and physical gold.

SPDR MSCI ACWI IMI UCITS ETF
20%
SPDR MSCI Europe Small Cap Value Weighted UCITS ETF
20%
Amundi Euro Government Bond 15+Y UCITS ETF Acc
20%
Amundi Prime Euro Government Bonds 0-1Y UCITS ETF DR (C)
20%
Invesco Physical Gold A
20%
TER
0.12%
Volatility
23.9%
Sharpe
-0.99
Max DD
96.2%

Harry Browne Permanent

Harry Browne Since 2017
--
3Y Return

Ultra-defensive portfolio allocating 25% equally to Stocks (prosperity), Long Bonds (deflation), Gold (inflation), and Cash/Overnight (recession).

iShares Core S&P 500 UCITS ETF (Acc)
25%
Amundi Euro Government Bond 15+Y UCITS ETF Acc
25%
Invesco Physical Gold A
25%
Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C
25%
TER
0.11%
Volatility
9.4%
Sharpe
-2.77
Max DD
17.1%

David Swensen Yale Model

David Swensen (Yale Endowment) Since 2016
--
3Y Return

Pioneered by the Yale Endowment: heavy institutional diversification across global equities, emerging markets, real estate REITs, long treasuries, and inflation-linked TIPS.

iShares Core S&P 500 UCITS ETF (Acc)
30%
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)
15%
SPDR Dow Jones Global Real Estate UCITS ETF
15%
Amundi Euro Government Bond 15+Y UCITS ETF Acc
15%
Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc
15%
iShares Core MSCI World UCITS ETF USD (Acc)
10%
TER
0.16%
Volatility
9.2%
Sharpe
0.68
Max DD
10.5%

Bill Bernstein No-Brainer

William Bernstein Since 2015
--
3Y Return

Dr. William Bernstein's balanced 4-pillar portfolio: equal 25% exposure to US large caps, small cap value, international developed equities, and intermediate bonds.

iShares Core S&P 500 UCITS ETF (Acc)
25%
SPDR MSCI Europe Small Cap Value Weighted UCITS ETF
25%
iShares Core MSCI World UCITS ETF USD (Acc)
25%
iShares Euro Government Bond 3-7yr UCITS ETF (Acc)
25%
TER
0.18%
Volatility
8.5%
Sharpe
0.56
Max DD
11.6%